Higher fuel costs, tighter credit limits: Arxax Pay a new solution for fleets

The rising cost of fuel is putting pressure on the margins of transport companies. But for many fleets, the challenge is not only the price at the pump: it is also the ability to keep the fleet running when the credit limits agreed with fuel partners are no longer sufficient.

As refuelling costs rise, the same credit limit buys less fuel. For businesses operating heavy-duty vehicles and last-mile delivery fleets, this can quickly strain day-to-day operations—particularly as declining creditworthiness across the transport sector makes additional credit harder to secure.

When the credit limit is no longer enough

Fuel credit limits are an important tool for managing cash flow and controlling fleet spending. However, when costs increase, they can also become a constraint.

A fleet that previously managed its refuelling needs comfortably within a given credit limit may find itself, within just a few months, needing greater financial capacity to maintain the same level of operations.

The result is a very concrete challenge: finding a solution quickly enough to keep vehicles fuelled without slowing down the business.

Arxax Pay: an operational credit limit starting from €25,000

To address this need, Arxax has developed a fintech solution specifically designed for fleets.

Thanks to an AI-driven approach and our collaboration with fintech partners and some of Italy’s leading financial institutions, we can assess a company’s profile and support the approval process for an operational credit limit starting from €25,000 in less than 24 hours.

The goal is simple: to give transport companies greater capacity to manage their refuelling needs, through a fast process designed to get the service up and running within just 24 hours.

There is no need to wait weeks to increase spending capacity: our technology and partner ecosystem make the process more agile and better suited to the operational needs of modern fleets.

No physical cards. Greater simplicity for drivers

The financial advantage is complemented by an operational one.

With Arxax Pay, there is no need for physical fuel cards. Refuelling is managed directly from a smartphone through a digital platform designed to make the experience simple for both drivers and fleet managers.

This means companies can activate the service without having to distribute and manage a new set of physical cards for each vehicle, PINs, etc.

In addition, the Arxax multi-brand network gives fleets access to a broader network of refuelling locations, without tying operations to a single fuel brand providing both traditional and alternative fuels

Greater financial capacity, without adding operational complexity

For a fleet, dealing with rising fuel costs today means managing two needs at the same time: having sufficient financial capacity to ensure vehicles can refuel, while keeping day-to-day operations as simple as possible.

Arxax was created to address this combination of needs: fintech, AI, digital payments and a multi-brand network, all integrated into a single platform.

If your fleet needs to quickly increase its operational credit limit, you can contact Giuseppe Costanza, to learn more about the solution and explore the activation options available.